Srila Bhakti Siddhanta Saraswati Thakur concisely explains the general tenor of a surrendered soul’s attitude towards their worldly life by clarifying the purport of the verse tat te ’nukampam (Sb. 10.14.8).
Question: Are karmic reactions the Lord’s mercy?
Answer: Intelligent persons consider karmic reactions the Lord’s mercy. They endure them and live on, having surrendered themselves to the Lord in thought, word, and deed. They accept whatever great adversities occur to be the reactions to their own actions and do not fault the Lord. Rather, they accept all adversity on their heads as mercy and become more enamoured with the Lord. This the Bhagavat’s teaching.
Source: This question and answer are translated from the Bengali text Prabhupader Upadeshamrita.